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<h1>PRIVACY POLICY</h1>
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<p class="c23 mb-0" id="h.tsnmsc98dmuf"><span class="c3 c25 c1">CONSENSYS SOFTWARE INC. </span></p><p class="c23 mb-0"><span class="c22 c3 c2 c1">PRIVACY POLICY</span></p><p class="c23"><span class="c3 c25 c2 c1">Last Updated:</span><span class="c3 c1 c25"> 12 November</span><span class="c3 c25 c2 c1">, 20</span><span class="c3 c25 c1">20</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c2 c1">This privacy policy </span><span class="c1">(“</span><span class="c3 c2 c1">Policy</span><span class="c2 c1">”) describes how ConsenSys </span><span class="c1">Software Inc.</span><span class="c2 c1"> (“</span><span class="c3 c2 c1">Company</span><span class="c2 c1">”, “</span><span class="c3 c2 c1">we</span><span class="c2 c1">”, “</span><span class="c3 c2 c1">our</span><span class="c2 c1">”, or “</span><span class="c3 c2 c1">us</span><span class="c2 c1">”) collects, uses, shares, and stores personal information of users of </span><span class="c1">its</span><span class="c2 c1"> websites,</span><span class="c2 c1"> </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://consensys.net/&sa=D&source=editors&ust=1617762044528000&usg=AOvVaw1Xn2yXtCYHeupr5PnXhyDO">https://consensys.net/</a></span><span class="c2 c1">, </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://metamask.io/&sa=D&source=editors&ust=1617762044530000&usg=AOvVaw1GL6lN1-abrqLH9JEqAvi1">https://metamask.io/</a></span><span class="c1">, </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://infura.io/&sa=D&source=editors&ust=1617762044531000&usg=AOvVaw0Btq3vXdKi2TR5HYw9bTts">https://infura.io/</a></span><span class="c1">, </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://consensys.net/quorum/&sa=D&source=editors&ust=1617762044532000&usg=AOvVaw2l0b01U3yaB9FQeWBi-bSV">https://consensys.net/quorum/</a></span><span class="c1">, </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://diligence.consensys.net/&sa=D&source=editors&ust=1617762044533000&usg=AOvVaw2CuefzHi79d-Aevp-USHk7">https://diligence.consensys.net/</a></span><span class="c1"> and https://codefi.consensys.net/</span><span class="c2 c1"> </span><span class="c1"> </span><span class="c2 c1">(the “</span><span class="c3 c2 c1">Sites</span><span class="c2 c1">”). This Policy applies to the Sites, applications, products and services (collectively, “</span><span class="c3 c2 c1">Services</span><span class="c5 c2 c7 c1">”) on or in which it is posted, linked, or referenced. </span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c2 c1">By using the Services, you accept the terms of this Policy and our</span><span class="c2 c1"> </span><span class="c2 c1">T</span><span class="c2 c1">erms of Use</span><span class="c5 c2 c7 c1">, and consent to our collection, use, disclosure, and retention of your information as described in this Policy. If you have not done so already, please also review our terms of use. The terms of use contain provisions that limit our liability to you and require you to resolve any dispute with us on an individual basis and not as part of any class or representative action. IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY OR OUR TERMS OF USE, THEN PLEASE DO NOT USE ANY OF THE SERVICES.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">Please note that this Policy does not apply to information collected through third-party websites or services that you may access through the Services or that you submit to us through email, text message or other electronic message or offline.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c2 c1">If you are visiting th</span><span class="c1">e</span><span class="c2 c1"> </span><span class="c1">S</span><span class="c2 c1">ites from the European Union (EU), see our </span><span class="c2 c1">Notice to EU Data </span><span class="c2 c1">Subjects</span><span class="c2 c1"> </span><span class="c2 c1">below </span><span class="c2 c1">for our legal bases for processing and transfer of your data. </span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c3 c2 c1">WHAT WE COLLECT</span></p><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">We get information about you in a range of ways. </span></p><p class="c0 c26"><span class="c5 c3 c2 c1"></span></p><p class="c9 c26"><span class="c3 c2 c1">Information You Give Us</span><span class="c3 c2 c1">.</span><span class="c2 c1"> Information we collect from you m</span><span class="c1">ay </span><span class="c2 c1">include:</span></p><ul class="c17 lst-kix_list_2-0 start"><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Identity information, such as your first name, last name, username or similar identifier, title, date of birth and gender;</span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Contact information, such as your postal address, email address and telephone number;</span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Profile information, such as your username and password, interests, preferences, feedback and survey responses;</span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Feedback and correspondence, such as information you provide in your responses to surveys, when you participate in market research activities, report a problem with Service, receive customer support or otherwise correspond with us;</span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Financial information, such as your credit card or other payment card details;</span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Transaction information, such details about purchases you make through the Service and billing details;</span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Usage information, such as information about how you use the Service and interact with us;</span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Marketing information, such as your preferences for receiving marketing communications and details about how you engage with them;</span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Financial information, such as bank account number and bank routing number; financial assets holdings; and</span></li><li class="c9 c13 li-bullet-0"><span class="c1">Technical information, such as your Ethereum wallet address, a</span><span class="c1">pplication programming interface (API)-key</span><span class="c1"> </span><span class="c1">and network information regarding transactions</span><span class="c1">. Please note that your Ethereum wallet address is not collected by https://metamask.io/ or associated plugins and mobile applications ("Metamask"). </span></li></ul><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c3 c1">Further Information You Give Us In Relation to the Codefi Site and Codefi Services.</span><span class="c5 c2 c7 c1"> Further information we collect from you in relation to https://codefi.consensys.net/ (the "Codefi Site") and Codefi Services may include:</span></p><ul class="c17 lst-kix_list_2-0"><li class="c9 c13 li-bullet-0"><span class="c1">Further i</span><span class="c5 c2 c7 c1">dentity information, such as your country of birth, nationality, social security number, place of birth, employer and occupation;</span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Passport and/or photo ID for identity verification purposes; </span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Information required to comply with anti-money laundering (AML) laws and know-your-customer (KYC) requirements (such as nationality and place of birth); </span></li><li class="c9 c13 li-bullet-0"><span class="c5 c2 c7 c1">Source of funds for participating in token launches; and</span></li><li class="c9 c13 li-bullet-0"><span class="c1">Information that you give us in relation to your purchased token holdings, such as earnings received from staking, and the number of tokens in your wallet. </span></li></ul><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0 c26"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c3 c2 c1">Information We Get From Others.</span><span class="c2 c1"> We may get information about you from other third party sources and we may add this to information we get from your use of the Services. Such information may include:</span></p><ul class="c17 lst-kix_list_2-0"><li class="c9 c13 li-bullet-0"><span class="c1 c3">Registration using Single Sign-On Account</span><span class="c1">: When registering some user accounts (e.g. with the Codefi Site), you also have the option of using a single sign-on account ("SSO"). With an SSO, you can sign up for various different services and platforms with a single account. Some of our Sites currently offer you the opportunity to use the SSO services offered by Google, LLC, Amphitheatre Parkway, Mountain View, CA 94043, USA ("Google"). Google's Privacy Policy and Terms of Use apply to the registration and use of the Google SSO service, see https://policies.google.com/privacy/. Please note that the registration for and the use of SSO services are subject to the Google privacy policy and terms of use, which are beyond our control.</span></li></ul><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c3 c2 c1">Information Automatically </span><span class="c3 c2 c1">Collected</span><span class="c3 c2 c1">.</span><span class="c2 c1"> We may automatically record certain information about how you use our Sites (we refer to this information as “Log Data“). Log Data may include information such as a user’s Internet Protocol (IP) address, device and browser type, operating system, the pages or features of our Site</span><span class="c1">s </span><span class="c2 c1">to which a user browsed and the time spent on those pages or features, the frequency with which the Sites </span><span class="c1">are</span><span class="c5 c2 c7 c1"> used by a user, search terms, the links on our Sites that a user clicked on or used, and other statistics. We use this information to administer the Service and we analyze (and may engage third parties to analyze) this information to improve and enhance the Service by expanding its features and functionality and tailoring it to our users’ needs and preferences.</span></p><p class="c0 c26"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c2 c1">We may use cookies, lo</span><span class="c1">cal storage</span><span class="c2 c1"> or similar technologies to analyze trends, administer the </span><span class="c1">Sites</span><span class="c2 c1">, track users’ movements around the </span><span class="c1">Sites</span><span class="c2 c1">, and to gather demographic information about our user base as a whole. Users can control the use of cookies and local storage at the individual browser level</span><span class="c2 c1">. For more information, please see </span><span class="c1">our </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://docs.google.com/document/d/1AmvdxeY385WCfd_2pxsuISAxkLsLKyLVG1z00JAmRDw/edit&sa=D&source=editors&ust=1617762044544000&usg=AOvVaw1EkyhS2PD_M9e-kn73yExm">Cookies Policy</a></span><span class="c1">.</span></p><p class="c0 c26"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c1">We also may use Google Analytics</span><span class="c1"> to help us offer you an optimized </span><span class="c1">user experience</span><span class="c1">. You can find more information about Google Analytics’ </span><span class="c1">use of your personal data </span><span class="c1">here: </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://www.google.com/analytics/terms/us.html&sa=D&source=editors&ust=1617762044548000&usg=AOvVaw0e6eoDOKclC8gMXY1qlGGX">https://www.google.com/analytics/terms/us.html</a></span><span class="c5 c2 c7 c1">. Please note that Metamask does not use Google Analytics in its wallet. </span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c1">We use Segment, an event tracking tool, in some of our Services in order to better understand how you are using the Sites. You can find more information about Segment’s use of your personal data here: </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://segment.com/docs/legal/privacy/&sa=D&source=editors&ust=1617762044550000&usg=AOvVaw2Vn_ay8B0_snX-U6VPVRlp">https://segment.com/docs/legal/privacy/</a></span><span class="c5 c2 c7 c1">. </span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c1">We also use Mixpanel in some of our Services in order to better understand how you are using the Sites. You can find more information about Mixpanel’s use of your personal data here: </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://mixpanel.com/legal/privacy-policy/&sa=D&source=editors&ust=1617762044552000&usg=AOvVaw1ketQFxb8c1D8Do7JW1X5w">https://mixpanel.com/legal/privacy-policy/</a></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c1">We use Hotjar in some of our Services in order to better understand our users’ needs and to optimize this service and experience. Hotjar is a technology service that helps us better understand our users experience (e.g. how much time they spend on which pages, which links they choose to click, what users do and don’t like, etc.) and this enables us to build and maintain our service with user feedback. Hotjar uses cookies and other technologies to collect data on our users’ behavior and their devices (in particular device's IP address (captured and stored only in anonymized form), device screen size, device type (unique device identifiers), browser information, geographic location (country only), preferred language used to display our Sites). Hotjar stores this information in a pseudonymized user profile. Neither Hotjar nor we will ever use this information to identify individual users or to match it with further data on an individual user. For further details, please see Hotjar’s privacy policy by clicking on this </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://www.hotjar.com/legal/policies/privacy/&sa=D&source=editors&ust=1617762044554000&usg=AOvVaw1KQAAQr4HUHHHxVzqWlTik">link</a></span><span class="c1">.</span><span class="c1"> </span><span class="c1">Please note that Metamask does not use</span><span class="c1"> Hotjar. </span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c3 c2 c1">Information we will never collect</span><span class="c2 c1">. We will never ask you to share your private keys or wallet seed. Never trust anyone or any site that asks you to enter your private keys or wallet seed.</span><span class="c2 c1"> </span></p><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c3 c2 c1">USE OF PERSONAL INFORMATION</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">To provide our service</span></p><p class="c9"><span class="c5 c2 c7 c1">We will use your personal information in the following ways:</span></p><ul class="c17 lst-kix_list_1-0 start"><li class="c28 li-bullet-0"><span class="c5 c2 c7 c1">To enable you to access and use the Services</span></li><li class="c28 li-bullet-0"><span class="c5 c2 c7 c1">To provide and deliver products and services that you may request.</span></li><li class="c28 li-bullet-0"><span class="c5 c2 c7 c1">To process and complete transactions, and send you related information, including purchase confirmations and invoices</span></li><li class="c28 li-bullet-0"><span class="c5 c2 c7 c1">To send information, including confirmations, technical notices, updates, security alerts, and support and administrative messages.</span></li></ul><p class="c0"><span class="c6 c3 c2 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">To comply with law</span></p><p class="c9"><span class="c2 c1">We use your personal information as we believe necessary or appropriate to comply with applicable laws (including anti-money laundering (AML) laws and know-your-customer (KYC) requirements), lawful requests and legal process, such as to respond to subpoenas or requests from government authorities. </span></p><p class="c0"><span class="c6 c3 c2 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">To communicate with you</span></p><p class="c9"><span class="c5 c2 c7 c1">We use your personal information to communicate about promotions, upcoming events, and other news about products and services offered by us and our selected partners.</span></p><p class="c0"><span class="c6 c3 c2 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">To optimize our platform</span></p><p class="c9"><span class="c5 c2 c7 c1">In order to optimize your user experience, we may use your personal information to operate, maintain, and improve our Services. We may also use your information to respond to your comments and questions regarding the Services, and to provide you and other users with general customer service. </span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">With your consent</span></p><p class="c9"><span class="c2 c1">We may use or share your personal information with your consent, such as when you consent to let us post your testimonials or endorsements on our Sites, you instruct us to take a specific action with respect to your personal information, or you opt into third party marketing communications.</span></p><p class="c0"><span class="c6 c3 c2 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">For compliance, fraud prevention, and safety</span></p><p class="c9"><span class="c5 c2 c7 c1">We may use your personal information to protect, investigate, and deter against fraudulent, unauthorized, or illegal activity.</span></p><p class="c0"><span class="c6 c3 c2 c1"></span></p><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c5 c3 c2 c1">SHARING OF PERSONAL INFORMATION</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">We do not share the personal information that you provide us with other organizations without your express consent, except as described in this Privacy Policy. We disclose personal information to third parties under the following circumstances: </span></p><ul class="c17 lst-kix_list_5-0 start"><li class="c8 c32 li-bullet-0"><span class="c3 c2 c1">Affiliates.</span><span class="c2 c1"> We may disclose your personal information to our subsidiaries and corporate affiliates (i.e. </span><span class="c1">our</span><span class="c5 c2 c7 c1"> family of companies that are related by common ownership or control) for purposes consistent with this Privacy Policy.</span></li></ul><ul class="c17 lst-kix_list_1-0"><li class="c11 li-bullet-0"><span class="c3 c2 c1">Business Transfers. </span><span class="c5 c2 c7 c1">We may share personal information when we do a business deal, or negotiate a business deal, involving the sale or transfer of all or a part of our business or assets. These deals can include any merger, financing, acquisition, or bankruptcy transaction or proceeding.</span></li><li class="c11 li-bullet-0"><span class="c3 c2 c1">Compliance with Laws and Law Enforcement; Protection and Safety. </span><span class="c5 c2 c7 c1">We may share personal information for legal, protection, and safety purposes.</span></li></ul><ul class="c17 lst-kix_list_1-1 start"><li class="c24 li-bullet-0"><span class="c5 c2 c7 c1">We may share information to comply with laws, including KYC and AML requirements.</span></li><li class="c24 li-bullet-0"><span class="c5 c2 c7 c1">We may share information to respond to lawful requests and legal processes.</span></li><li class="c24 li-bullet-0"><span class="c5 c2 c7 c1">We may share information to protect the rights and property of the Company, our agents, customers, and others. This includes enforcing our agreements, policies, and terms of use.</span></li><li class="c24 li-bullet-0"><span class="c5 c2 c7 c1">We may share information in an emergency. This includes protecting the safety of our employees and agents, our customers, or any person.</span></li></ul><ul class="c17 lst-kix_list_1-0"><li class="c11 li-bullet-0"><span class="c3 c2 c1">Professional Advisors and Service Providers. </span><span class="c5 c2 c7 c1">We may share information with those who need it to do work for us. These recipients may include third party companies and individuals to administer and provide the Service on our behalf (such as bill and credit card payment processing, customer support, hosting, email delivery and database management services), as well as lawyers, bankers, auditors, and insurers.</span></li><li class="c11 li-bullet-0"><span class="c5 c3 c2 c1">Other. </span><span class="c5 c2 c7 c1">You may permit us to share your personal information with other companies or entities of your choosing. Those uses will be subject to the privacy policies of the recipient entity or entities. </span></li></ul><p class="c9"><span class="c5 c2 c7 c1">We may also share aggregated and/or anonymized data with others for their own uses.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c8"><span class="c3 c2 c1 c5">INTERNATIONAL TRANSFER</span></p><p class="c8"><span class="c5 c2 c7 c1">The Company has offices outside of the EU and has affiliates and service providers in the United </span><span class="c1">States</span><span class="c5 c2 c7 c1"> </span><span class="c1">and </span><span class="c5 c2 c7 c1">in other countries. </span><span class="c5 c2 c7 c1">Your personal information may be transferred to or from the United States or other locations outside of your state, province, country or other governmental jurisdiction where privacy laws may not be as protective as those in your jurisdiction.</span></p><p class="c8"><span class="c5 c2 c7 c1">EU users should read the important information provided </span><span class="c1"> below</span><span class="c5 c2 c7 c1"> </span><span class="c5 c2 c7 c1">about transfer of personal information outside of the European Economic Area (EEA).</span></p><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c5 c3 c2 c1">HOW INFORMATION IS SECURED </span></p><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c2 c1">We retain information </span><span class="c2 c1">we collect </span><span class="c2 c1">as long as it is necessary and relevant </span><span class="c2 c1">to fulfill the purposes outlined in this privacy policy</span><span class="c2 c1">. In addition, we retain personal information to comply with applicable law where required, prevent fraud, resolve disputes, troubleshoot problems, assist with any investigation, enforce our Terms of Use, and other actions permitted by law.</span><span> T</span><span class="c5 c2 c7 c1">o determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of your personal information, the purposes for which we process your personal information and whether we can achieve those purposes through other means, and the applicable legal requirements.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">In some circumstances we may anonymize your personal information (so that it can no longer be associated with you) in which case we may use this information indefinitely without further notice to you.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">We employ industry standard security measures designed to protect the security of all information submitted through the Services. However, the security of information transmitted through the internet can never be guaranteed. We are not responsible for any interception or interruption of any communications through the internet or for changes to or losses of data. Users of the Services are responsible for maintaining the security of any password, biometrics, user ID or other form of authentication involved in obtaining access to password protected or secure areas of any of our digital services. In order to protect you and your data, we may suspend your use of any of the Services, without notice, pending an investigation, if any breach of security is suspected.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c3 c2 c1">INFORMATION CHOICES AND CHANGES</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">Accessing, Updating, Correcting, and Deleting your Information</span></p><p class="c9"><span class="c2 c1">You may access information that you have voluntarily provided through your account on the Services, and to review, correct, or delete it by sending a request to </span><span class="c1">[email protected]</span><span class="c2 c1">. </span><span class="c5 c2 c7 c1">You can request to change contact choices, opt-out of our sharing with others, and update your personal information and preferences.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c3 c2 c1">Tracking Technologies Generally</span></p><p class="c9"><span class="c2 c1">Regular cookies may generally be disabled or removed by tools available as part of most commercial browsers, and in some instances blocked in the future by selecting certain settings. For m</span><span class="c1">ore information, please see our </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://docs.google.com/document/d/1AmvdxeY385WCfd_2pxsuISAxkLsLKyLVG1z00JAmRDw/edit&sa=D&source=editors&ust=1617762044567000&usg=AOvVaw11W7HfdpnQ0SDbSpXT4Xi8">Cookies Policy</a></span><span class="c1">.</span><span class="c1"> </span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c3 c2 c1">Google Analytics</span></p><p class="c9"><span class="c2 c1">You may exercise choices regarding the use of cookies from Google Analytics by going to https://tools.google.com/dlpage/gaoptout and downloading the Google Analytics Opt-out Browser Add-on.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c3 c2 c1">CONTACT INFORMATION.</span><span class="c2 c1"> We welcome your comments or questions about this Policy, and you may contact us at: </span><span class="c1">[email protected]</span><span class="c5 c2 c7 c1">.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c3 c2 c1">CHANGES TO THIS PRIVACY POLICY.</span><span class="c5 c2 c7 c1"> We may change this privacy policy at any time. We encourage you to periodically review this page for the latest information on our privacy practices. If we make any changes, we will change the Last Updated date above.</span></p><p class="c8"><span class="c5 c2 c7 c1">Any modifications to this Privacy Policy will be effective upon our posting of the new terms and/or upon implementation of the changes to the Sites (or as otherwise indicated at the time of posting). In all cases, your continued use of the Sites or Services after the posting of any modified Privacy Policy indicates your acceptance of the terms of the modified Privacy Policy.</span></p><p class="c9"><span class="c5 c3 c2 c1">ELIGIBILITY</span></p><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">If you are under the age of majority in your jurisdiction of residence, you may use the Services only with the consent of or under the supervision of your parent or legal guardian. Consistent with the requirements of the Children's Online Privacy Protection Act (COPPA), if we learn that we have received any information directly from a child under age 13 without first receiving his or her parent's verified consent, we will use that information only to respond directly to that child (or his or her parent or legal guardian) to inform the child that he or she cannot use the Sites and subsequently we will delete that information.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c3 c2 c1">NOTICE TO CALIFORNIA RESIDENTS</span></p><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c2 c1">Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.</span></p><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">This section provides additional details about the personal information we collect about California consumers and the rights afforded to them under the California Consumer Privacy Act or “CCPA.”</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c1">For more details about the personal information we collect from you, please see the “What We Collect” section above. We collect this information for the business and commercial purposes described in the “Use of Personal Information” section above. We share this information with the categories of third parties described in the “Sharing of Personal Information” section above. Company does not sell (as such term is defined in the CCPA) the personal information we collect (and will not sell it without providing a right to opt out). Please refer to our </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://docs.google.com/document/d/1AmvdxeY385WCfd_2pxsuISAxkLsLKyLVG1z00JAmRDw/edit&sa=D&source=editors&ust=1617762044571000&usg=AOvVaw1xd50SdoQuxS3TPqsu4L19">Cookies Policy</a></span><span class="c5 c2 c7 c1"> for more information regarding the types of third-party cookies, if any, that we use.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">Subject to certain limitations, the CCPA provides California consumers the right to request to know more details about the categories or specific pieces of personal information we collect (including how we use and disclose this information), to delete their personal information, to opt out of any “sales” that may be occurring, and to not be discriminated against for exercising these rights.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">California consumers may make a request pursuant to their rights under the CCPA by contacting us at [email protected]. Please note that you must verify your identity and request before further action is taken. As a part of this process, government identification may be required. Consistent with California law, you may designate an authorized agent to make a request on your behalf. In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, the requester’s valid government issued identification, and the authorized agent’s valid government issued identification.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c3 c2 c1">NOTICE TO EU DATA SUBJECTS</span></p><p class="c0"><span class="c5 c3 c2 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">Personal Information</span></p><p class="c9"><span class="c2 c1">With respect to EU data subjects, “personal information,” as used in this Privacy Policy, is equivalent to<br>“personal data” as </span><span class="c2 c1">defined in the </span><span class="c20 c1"><a class="c14" href="https://www.google.com/url?q=https://www.google.com/url?q%3Dhttps://gdpr-info.eu/art-4-gdpr/%26sa%3DD%26ust%3D1526662490267000%26usg%3DAFQjCNEn8gL9rDF1seTKuNxi5w2d9Bftpw&sa=D&source=editors&ust=1617762044574000&usg=AOvVaw1A8JeZRpfO8MSwckTmq9_Y">European Union General Data Protection Regulation</a></span><span class="c2 c1"> </span><span class="c5 c2 c7 c1">(GDPR). </span></p><p class="c0"><span class="c6 c2 c7 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">Sensitive Data</span></p><p class="c9"><span class="c2 c1">Some of the information you provide us may constitute sensitive data as defined in the GDPR (also referred to </span><span class="c1">as special categories of personal data)</span><span class="c5 c2 c7 c1">, including identification of your race or ethnicity on government-issued identification documents.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c6 c3 c2 c1">Legal Bases for Processing</span></p><p class="c9"><span class="c2 c1">We only use your personal information as permitted by law. We are required to inform you of the legal bases of our processing of your personal information, which are described in the table below. If you have questions about the legal bases under which we process your personal information, contact us at </span><span class="c20 c1"><a class="c14" href="mailto:[email protected]">[email protected]</a></span><span class="c5 c2 c7 c1">.</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c0"><span class="c5 c2 c7 c21"></span></p><a id="t.2eac5f5e963b65d4678a765c52bf46d729d6eb47"></a><a id="t.0"></a><table class="c29 table table-bordered"><tbody><tr class="c31"><td class="c4" colspan="1" rowspan="1"><p class="c15"><span class="c3 c10 c2 c1">Processing Purpose</span></p></td><td class="c4" colspan="1" rowspan="1"><p class="c15"><span class="c6 c3 c2 c1">Legal Basis</span></p></td></tr><tr class="c18"><td class="c4" colspan="1" rowspan="1"><p class="c8"><span class="c2 c1 c27">To provide our service</span></p><p class="c8 c12"><span class="c5 c2 c7 c1"></span></p></td><td class="c4" colspan="1" rowspan="1"><p class="c8"><span class="c2 c1">Our processing of your personal information is necessary to perform the contract governing our provision of the Services or to take steps that you request prior to signing up for the Service.</span></p></td></tr><tr class="c18"><td class="c4" colspan="1" rowspan="1"><p class="c8"><span class="c16 c2 c7 c1">To communicate with you</span></p><p class="c8 c12"><span class="c16 c2 c7 c1"></span></p><p class="c8"><span class="c16 c2 c7 c1">To optimize our platform</span></p><p class="c8 c12"><span class="c16 c2 c7 c1"></span></p><p class="c8"><span class="c16 c2 c7 c1">For compliance, fraud prevention, and safety</span></p><p class="c8 c12"><span class="c16 c2 c7 c1"></span></p><p class="c8"><span class="c16 c2 c7 c1">To provide our service</span></p><p class="c8 c12"><span class="c5 c2 c7 c1"></span></p></td><td class="c4" colspan="1" rowspan="1"><p class="c8"><span class="c2 c1">These processing activities constitute our legitimate interests. We make sure we consider and balance any potential impacts on you (both positive and negative) and your rights before we process your personal information for our legitimate interests. We do not use your personal information for activities where our interests are overridden by any adverse impact on you (unless we have your consent or are otherwise required or permitted to by law).</span></p></td></tr><tr class="c18"><td class="c4" colspan="1" rowspan="1"><p class="c8"><span class="c16 c2 c7 c1">To comply with law</span></p><p class="c8 c12"><span class="c5 c2 c7 c1"></span></p></td><td class="c4" colspan="1" rowspan="1"><p class="c9"><span class="c1 c2">We use your personal information to comply with applicable laws and our legal obligations, including anti-money laundering (AML) laws and know-your-customer (KYC) requirements.</span></p></td></tr><tr class="c18"><td class="c4" colspan="1" rowspan="1"><p class="c8"><span class="c2 c7 c1 c16">With your consent</span></p><p class="c8 c12"><span class="c5 c2 c7 c1"></span></p></td><td class="c4" colspan="1" rowspan="1"><p class="c8"><span class="c2 c1">Where our use of your personal information is based upon your consent, you have the right to withdraw it anytime in the manner indicated in the Service or by contacting us at </span><span class="c1">[email protected]</span><span class="c2 c1">.</span></p></td></tr></tbody></table><p class="c0"><span class="c6 c3 c2 c1"></span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c3 c2 c1 c10">Use for New Purposes</span></p><p class="c0"><span class="c5 c2 c7 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">We may use your personal information for reasons not described in this Privacy Policy, where we are permitted by law to do so and where the reason is compatible with the purpose for which we collected it. If we need to use your personal information for an unrelated purpose, we will notify you and explain the applicable legal basis for that use. If we have relied upon your consent for a particular use of your personal information, we will seek your consent for any unrelated purpose.</span></p><p class="c0"><span class="c5 c2 c7 c21"></span></p><p class="c9"><span class="c3 c2 c1 c6">Your Rights</span></p><p class="c0"><span class="c6 c3 c2 c1"></span></p><p class="c9"><span class="c5 c2 c7 c1">Under the GDPR, you have certain rights regarding your personal information. You may ask us to take the following actions in relation to your personal information that we hold:</span></p><p class="c0"><span class="c5 c2 c1 c7"></span></p><ul class="c17 lst-kix_list_14-0 start"><li class="c11 li-bullet-0"><span class="c5 c3 c2 c1">Opt-out</span><span class="c5 c2 c7 c1">. Stop sending you direct marketing communications which you have previously consented to receive. We may continue to send you Service-related and other non-marketing communications.</span></li></ul><ul class="c17 lst-kix_list_12-0 start"><li class="c11 li-bullet-0"><span class="c5 c3 c2 c1">Access</span><span class="c5 c2 c7 c1">. Provide you with information about our processing of your personal information and give you access to your personal information.</span></li><li class="c19 li-bullet-0"><span class="c5 c3 c2 c1">Correct</span><span class="c5 c2 c7 c1">. Update or correct inaccuracies in your personal information.</span></li><li class="c19 li-bullet-0"><span class="c5 c3 c2 c1">Delete</span><span class="c5 c2 c7 c1">. Delete your personal information.</span></li><li class="c19 li-bullet-0"><span class="c5 c3 c2 c1">Transfer</span><span class="c5 c2 c7 c1">. Transfer a machine-readable copy of your personal information to you or a third party of your choice.</span></li><li class="c19 li-bullet-0"><span class="c5 c3 c2 c1">Restrict</span><span class="c5 c2 c7 c1">. Restrict the processing of your personal information.</span></li><li class="c19 li-bullet-0"><span class="c5 c3 c2 c1">Object</span><span class="c5 c2 c7 c1">. Object to our reliance on our legitimate interests as the basis of our processing of your personal information that impacts your rights.</span></li></ul><p class="c8" id="h.30j0zll"><span class="c5 c2 c7 c1">You can submit these requests by email to </span><span class="c1">[email protected]</span><span class="c5 c2 c7 c1">. We may request specific information from you to help us confirm your identity and process your request. Applicable law may require or permit us to decline your request. If we decline your request, we will tell you why, subject to legal restrictions. If you would like to submit a complaint about our use of your personal information or response to your requests regarding your personal information, you may contact us at </span><span class="c1">[email protected]</span><span class="c5 c2 c7 c1"> or submit a complaint to the data protection regulator in your jurisdiction. You can find your data protection regulator </span><span class="c16 c2 c7 c1"><a class="c14" href="https://www.google.com/url?q=http://ec.europa.eu/justice/article-29/structure/data-protection-authorities/index_en.htm&sa=D&source=editors&ust=1617762044593000&usg=AOvVaw2IdYcHYtfae0etfIht3c0U">here</a></span><span class="c5 c2 c7 c1">.</span></p><p class="c8"><span class="c6 c3 c2 c1">Cross-Border Data Transfer</span></p><p class="c8"><span class="c5 c2 c7 c1">Please be aware that your personal data will be transferred to, processed, and stored in the United States. Data protection laws in the U.S. may be different from those in your country of residence. You consent to the transfer of your information, including personal information, to the U.S. as set forth in this Privacy Policy by visiting our </span><span class="c1">S</span><span class="c5 c2 c7 c1">ites or using our service.</span></p><p class="c8"><span class="c5 c2 c7 c1">Whenever we transfer your personal information out of the EEA to the U.S. or countries not deemed by the European Commission to provide an adequate level of personal information protection, the transfer will be based on a data transfer mechanism recognized by the European Commission as providing adequate protection for personal information.</span></p><p class="c8"><span class="c5 c2 c7 c1">Please contact us if you want further information on the specific mechanism used by us when transferring your personal information out of the EEA.</span></p><p class="c8 c12"><span class="c5 c2 c7 c1"></span></p><p class="c8"><span class="c5 c3 c2 c1">COOKIES</span></p><p class="c8"><span class="c1">You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of the Sites may become inaccessible or not function properly. For more information about the cookies we use, please see our </span><span class="c1 c20"><a class="c14" href="https://www.google.com/url?q=https://docs.google.com/document/d/1AmvdxeY385WCfd_2pxsuISAxkLsLKyLVG1z00JAmRDw/edit&sa=D&source=editors&ust=1617762044596000&usg=AOvVaw1WS-M-ApLygvFv2GB1-4z4">Cookies Policy</a></span><span class="c5 c2 c7 c1">.</span></p><p class="c8 c12"><span class="c5 c2 c7 c1"></span></p><div><p class="c23 c12"><span class="c5 c2 c7 c21"></span></p><p class="c0"><span class="c5 c2 c7 c21"></span></p></div>
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